Join thousands of women who are achieving financial independence through our trusted savings collective. Build savings, access interest-free loans, and grow together.
Bhachat Gat is a traditional Indian savings collective where women pool their resources to create financial security and empower each other through mutual support.
Members contribute a fixed amount monthly, creating a substantial pool that can be used for loans or distributed annually.
Members can borrow from the pool without paying interest, making it accessible for emergencies or business investments.
Beyond finances, Gats provide emotional support, networking, and collective decision-making for members' growth.
A simple 4-step process that transforms small savings into powerful financial tools.
Gather 5-20 trusted women and decide on monthly contribution amount, meeting schedule, and rules.
Each member contributes the agreed amount monthly. Funds are collected and recorded transparently.
Members in need can apply for loans from the pool. The group decides collectively on approvals.
At year-end, all loans are repaid and the total pool is distributed back to members with any interest earned.
Experience multiple advantages that go beyond just financial savings.
Build emergency funds and savings without bank dependency. Access interest-free loans when needed.
Access capital for micro-enterprises without formal bank loans. Start or expand your business.
Connect with like-minded women. Build strong networks and emotional support systems.
Learn money management, budgeting, and investment skills through collective learning.
See how much you can save with a Bhachat Gat. Adjust the values to match your situation.
Find a Gat near you or start your own with our support and guidance.
Andheri West, Mumbai
Powai, Mumbai
Bandra, Mumbai
Can't find a suitable Gat? Start your own with our step-by-step guidance and digital tools.
Invite 5-20 trusted women from your community or network.
Decide on contribution amount, meeting frequency, and loan terms.
Access our digital platform for tracking, payments, and communication.
Mumbai Gat Member
"Thanks to our Bhachat Gat, I could start my tailoring business. The interest-free loan helped me buy a sewing machine."
Delhi Gat Leader
"Our Gat has been running for 3 years. We've saved ₹6 lakhs collectively and helped 8 members start businesses."
Hyderabad Gat Member
"When my husband lost his job, the Gat loan helped us pay our children's school fees. The support system is invaluable."
Everything you need to know about Bhachat Gat
Join thousands of women who have transformed their financial future through Bhachat Gat.
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